Repairs and disrepair — Croydon Council
Damp, mould or a repair Croydon Council has left unfixed can be grounds for a disrepair claim. In 2024/25 the Housing Ombudsman found maladministration in 88% of the findings it made about the council — including every property-condition finding it decided.[6] The council was also under a regulatory notice until April 2025.[1]
The fastest free route is usually to complain to the council first. Checking whether you may have a claim is also free, and you commit to nothing by asking.
Could you have a disrepair claim against Croydon Council?
Council tenants have a legal right to a home that's kept in repair. If Croydon Council has known about a problem for a while and hasn't sorted it, that failure can be grounds for a disrepair claim — and, separately, grounds to escalate a complaint.
Repairs a landlord is responsible for — "disrepair" in the legal sense — commonly include:
- damp, mould or condensation
- a leak, whether from the roof, a pipe, or the flat above
- no heating or hot water
- windows or doors that let in draughts or won't shut properly
- structural problems: cracked walls, sagging ceilings, unsafe floors
- electrical faults.
Four things generally need to be true for a claim against Croydon Council to stand up:
- You're a council tenant of Croydon Council — a housing association or private-sector tenancy is a claim against that landlord instead.
- You told the council, and it knew. A report — by phone, in writing, or logged as a repair reference — is what starts the clock; keep a record of every contact.
- A reasonable amount of time passed without it being fixed. There's no single cut-off, but the council's own published targets (see the repairs FAQ below) are a useful yardstick.
- The disrepair actually affected you — your health, your belongings, or your ability to use part of your home.
Leaseholders in council-owned blocks have a different, related route rather than a standard tenant's disrepair claim.
Complain to Croydon Council first — how to do it
Before thinking about any legal claim, complain to the council. It is free, you do not need anyone to do it for you, and it is often the fastest way to get repairs moving. It also creates a written record of what you reported and when — the evidence any claim relies on later.
Report the repair itself first — call the council's repairs line on 020 8726 6101.[11] If reporting has not fixed it, make a formal complaint through the council's complaints process.
Croydon's complaints process. The council runs a two-stage process. Housing complaints — repairs, landlord functions, and housing needs and homelessness — get a faster stage-1 track than other council services: both stages are acknowledged within 5 working days, and stage 1 gets a full response within 10 working days of acknowledgement.[8] If you are unhappy with the answer, you can ask for a stage 2 review, with a full response within 20 working days of acknowledgement.[8] Both stages usually need to be completed before the Housing Ombudsman can formally investigate.[8]
If the complaint doesn't fix it: the Housing Ombudsman. The Ombudsman is free and independent, and you can contact it for advice at any point. It can order the council to carry out repairs, apologise and pay you compensation — and nobody takes a fee or a share of anything it awards you. Shelter and Citizens Advice also offer free housing advice, and a local law centre can tell you whether you qualify for legal aid. For disrepair, legal aid can be available where there is a serious risk to health or safety — though not normally for a compensation-only claim.
Complaining and claiming are not either/or. Complaining first is the right move in almost every case — and if the repairs still don't happen, the record you have built makes any claim stronger, not weaker.
What a disrepair claim can cover
Two separate things sit behind a disrepair claim: forcing the repair itself, and putting a value on what living with it has meant for you. Depending on the facts of your case, a claim can address:
- the outstanding repair — the court can order Croydon Council to carry it out;
- the disruption — compensation for the stress and inconvenience of living with an unfixed problem;
- a health impact — such as a respiratory condition that damp or mould has made worse;
- ruined possessions — carpets, furniture, clothes or appliances damaged by leaks, damp or mould;
- space you couldn't use — a room made unsafe or unusable, like a damp bedroom or an unusable bathroom.
There's no standard figure, and any adviser who quotes one before seeing your evidence should be treated with caution. What a claim is actually worth turns entirely on the record: what you reported, when, and what the council did next.
What happens if you start a claim
First, a few questions. Tell us what the problem is, when you first reported it to Croydon Council, how the council responded (or didn't), and what it's meant for your household day to day. Anything you've kept — photos, repair reference numbers, complaint replies — strengthens your answers.
Then, a free written view. We check your situation against the legal tests set out on this page and tell you plainly whether a claim looks realistic, and how strong. There's no charge and no obligation for this step.
If it stacks up, an independent solicitor takes over. Where a case needs legal representation, we're upfront about that before you agree to anything, and hand you to an independent, regulated law firm — not us — to run it: formal notice to the council, usually an independent inspection of the property, and negotiation from there. Court is the exception rather than the rule; most disrepair claims settle beforehand.
Time limits matter. A disrepair claim is normally treated as a contract claim, with a limitation period of six years.[12] Where part of the claim is for an injury to health — damp-related breathing problems, for instance — that element usually carries a shorter, three-year limit instead.[12] Don't assume an old problem is out of time without checking. Claims typically run over months, not weeks, so keep reporting the fault and pushing the council to fix it while any claim is ongoing.
Living with disrepair in a Croydon Council home?
Tell us what's happening in your home and we'll help you work out the right next step.
Frequently asked questions
You may have a claim if Croydon Council is your landlord, it knew about the damp or mould, and it failed to fix the problem in a reasonable time. Damp and mould can put the council in breach of its repair duties and its duty to keep your home fit to live in. Property condition had the highest maladministration rate of any category for Croydon in 2024/25 — every finding it decided was upheld. Complain to the council first — it is free, and the written record it creates is what any claim is assessed on.
Croydon must investigate a potential damp and mould hazard within 10 working days, under the first phase of Awaab's Law, in force since 27 October 2025. You must get a written summary within 3 working days of the investigation concluding. Where a significant hazard is found, the work to make your home safe must be completed within 5 working days of the investigation concluding; an emergency hazard must be investigated and made safe within 24 hours. If the work cannot be done in that time, the council must offer your household suitable alternative accommodation at no cost.
In 2024/25 the Ombudsman recorded a maladministration rate of 88% for Croydon Council — the highest of the last three years, and above the national rate. The year-on-year trend, the category breakdown, and the orders and compensation made are on the main Croydon Council page.
In May 2021 the Regulator of Social Housing served Croydon Council a regulatory notice, after residents of the Regina Road estate reported severe disrepair including leaks, damp, mould and electrical safety concerns. The regulator withdrew the notice on 30 April 2025, saying the issues had been resolved. What the council changed, and what the regulator's findings were, are on the main Croydon Council page.
Croydon's published targets are: emergency repairs made safe within 4 to 24 hours depending on the risk, urgent repairs within 5 working days, and routine repairs within 28 working days. In 2024/25, the council's own tenant satisfaction return recorded 90.6% of non-emergency repairs completed within target — and 89.8% of emergency repairs. If a repair has gone well past its target, report it again in writing and use the council's complaints process — how to complain is set out above.
In practice, yes — courts expect both sides to have tried to resolve the problem before a claim is issued, and the written record your complaint creates is the evidence any claim is built on. It is also free, and often the fastest way to get repairs done. Croydon runs a two-stage complaints process, with a faster stage-1 track for housing complaints — the steps and timescales are set out above. If the complaint does not fix things, you can go to the Housing Ombudsman for free — and a disrepair claim remains open to you.
Not to start with — and not necessarily at all. You can report repairs, complain, and take your complaint to the Housing Ombudsman yourself, all for free — and the Ombudsman can order repairs, an apology and compensation, with nobody taking a share of anything it awards. A court claim is different: it normally needs a solicitor, and may be worth considering where serious disrepair has gone on for a long time. Remedy Legal is not a law firm: we check whether you may have a claim, and if your case is strong, we connect you with an independent, regulated law firm.
There is no fixed amount, and you should be cautious of anyone who quotes you a figure before seeing your evidence. What compensation may be sought for depends on how serious the disrepair was, how long it went on after the council knew, how it affected your household's health and daily life, and what belongings were damaged. The honest answer is that it has to be assessed case by case.
No — complaining, going to the Ombudsman, or bringing a disrepair claim should not put your tenancy at risk. Most council tenants are secure tenants, which means the council can only evict through a court, on legal grounds — and asking your landlord to meet its legal repair duties is not one of them. Complaining is a formal right, and the council's own complaints policy tells you how to use it. Keep everything in writing, keep your reference numbers, and don't be put off.
About this data
Information on this page was last checked on 21 July 2026. Regulatory grades and Ombudsman figures are correct as at the dates shown against each figure and may have changed since. Grades are reviewed and may change.
We aim for accuracy. If you represent this landlord or spot something out of date, contact legal@remedylegal.ai and we will review it promptly.
Remedy Legal is not a law firm and is not regulated by the Solicitors Regulation Authority. We do not carry out reserved legal activities or act as your legal representative. If your case needs a solicitor, we can connect you with an independent, regulated law firm.
Sources
- Withdrawn Regulatory Notice: London Borough of Croydon (20 May 2021) (opens in new tab) — Regulator of Social Housing (GOV.UK). Checked 21 July 2026; data as at 20 May 2021.
- London Borough of Croydon — regulatory judgement publications page (opens in new tab) — Regulator of Social Housing (GOV.UK). Checked 21 July 2026.
- Regulatory judgements: A to Z list of landlords (opens in new tab) — Regulator of Social Housing (GOV.UK). Checked 21 July 2026.
- London Borough of Croydon: Voluntary Undertaking for Regulator of Social Housing (opens in new tab) — Croydon Council. Checked 21 July 2026; data as at 1 September 2023.
- Regulator of Social Housing removes the regulatory notice on Croydon (opens in new tab) — Croydon Council (news.croydon.gov.uk). Checked 21 July 2026; data as at 30 April 2025.
- Landlord Performance Report 2024/2025 — London Borough of Croydon (data refreshed May 2025) (opens in new tab) — Housing Ombudsman Service. Checked 21 July 2026; data as at 31 March 2025.
- Tenant Satisfaction Survey 2024/25 (opens in new tab) — Croydon Council. Checked 21 July 2026; data as at 31 March 2025.
- Corporate complaints policy and procedure (revised September 2024) (opens in new tab) — Croydon Council. Checked 21 July 2026; data as at 1 September 2024.
- Repair priorities (opens in new tab) — Croydon Council. Checked 21 July 2026.
- Condensation, damp and mould (opens in new tab) — Croydon Council. Checked 21 July 2026.
- Utility emergencies and out of hours service (opens in new tab) — Croydon Council. Checked 21 July 2026.
- Limitation Act 1980 (c. 58), section 5 (time limit for actions founded on simple contract) (opens in new tab) — legislation.gov.uk (The National Archives). Checked 20 July 2026.
- Limitation Act 1980 (c. 58), section 11 (special time limit for actions in respect of personal injuries) (opens in new tab) — legislation.gov.uk (The National Archives). Checked 20 July 2026.
- The Hazards in Social Housing (Prescribed Requirements) (England) Regulations 2025 (S.I. 2025/1042) (opens in new tab) — legislation.gov.uk (The National Archives). Checked 10 July 2026; data as at 27 October 2025.
- Awaab's Law: guidance for social landlords — Timeframes for repairs in the social rented sector (opens in new tab) — GOV.UK (MHCLG). Checked 10 July 2026; data as at 27 October 2025.
- Social Housing (Regulation) Act 2023, section 42 (inserting s.10A LTA 1985) (opens in new tab) — legislation.gov.uk (The National Archives). Checked 10 July 2026.