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Section 49: Tacking and further advances

Land Registration Act 2002 · 2002 c. 9View on legislation.gov.uk

Part 5: Charges

The proprietor of a registered charge may make a further advance on the security of the charge ranking in priority to a subsequent charge if he has not received from the subsequent chargee notice of the creation of the subsequent charge.

Notice given for the purposes of subsection (1) shall be treated as received at the time when, in accordance with rules, it ought to have been received.

The proprietor of a registered charge may also make a further advance on the security of the charge ranking in priority to a subsequent charge if—

the advance is made in pursuance of an obligation, and
at the time of the creation of the subsequent charge the obligation was entered in the register in accordance with rules.

The proprietor of a registered charge may also make a further advance on the security of the charge ranking in priority to a subsequent charge if—

the parties to the prior charge have agreed a maximum amount for which the charge is security, and
at the time of the creation of the subsequent charge the agreement was entered in the register in accordance with rules.

Rules may—

disapply subsection (4) in relation to charges of a description specified in the rules, or
provide for the application of that subsection to be subject, in the case of charges of a description so specified, to compliance with such conditions as may be so specified.

Except as provided by this section, tacking in relation to a charge over registered land is only possible with the agreement of the subsequent chargee.

About this text

This legislation text comes from legislation.gov.uk. Contains public sector information licensed under the Open Government Licence v3.0. These source and reuse terms cover the legislation text, not Remedy's commentary.

Reuse reviewed 21 August 2026 under Open Government Licence v3.0.