A "period of protection", in relation to a non-business debtor, is a period which begins and ends as specified in this section.
The period begins if, and when, the debtor makes a request to the operator of an approved scheme for a debt repayment plan to be arranged in accordance with the scheme.
The period ends as follows—
if a debt repayment plan is not arranged in consequence of the request: when the decision is made not to arrange the plan;
if a debt repayment plan is arranged in consequence of the request: when that plan ceases to have effect.
But if other debt management arrangements are in force in relation to debtor immediately before he makes the request, the period does not begin unless, and until, a debt repayment plan—
is arranged in consequence of the request, and
comes into effect in accordance with section 121(2).
In this section the reference to other debt management arrangements which are in force has the same meaning as such references in section 121.