Section 16: Contracting out: non-consumer insurance contracts

Insurance Act 2015 · 2015 c. 4View on legislation.gov.uk

Part 5: Good faith and contracting out

A term of a non-consumer insurance contract, or of any other contract, which would put the insured in a worse position as respects representations to which section 9 applies than the insured would be in by virtue of that section is to that extent of no effect.

A term of a non-consumer insurance contract, or of any other contract, which would put the insured in a worse position as respects any of the other matters provided for in Part 2, 3 or 4 of this Act than the insured would be in by virtue of the provisions of those Parts (so far as relating to non-consumer insurance contracts) is to that extent of no effect, unless the requirements of section 17 have been satisfied in relation to the term.

In this section references to a contract include a variation.

This section does not apply in relation to a contract for the settlement of a claim arising under a non-consumer insurance contract.

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Reuse reviewed 21 August 2026 under Open Government Licence v3.0.