Repairs and disrepair — believe housing
Damp, mould or a repair believe housing has left unfixed can be grounds for a disrepair claim. The Housing Ombudsman's maladministration rate for this County Durham landlord rose in 2025-26 to above the national rate, across a small number of cases.[3] The Regulator of Social Housing has not yet published a consumer standards grade for it.[1]
The fastest free route is usually to complain to believe housing first. Checking whether you may have a claim is also free, and you commit to nothing by asking.
Complain to believe housing first — how to do it
Before thinking about any legal claim, report the problem to believe housing and, if it is not fixed, complain. Both are free, often the fastest way to get repairs moving, and create the written record a claim relies on later.
Reporting a repair. Report a non-emergency repair through the customer portal (opens in new tab) or the believe housing app, or call 0300 1311 999. The same number takes emergency repairs 24 hours a day. For damp or mould, call it in normal business hours and say so plainly.[9]
Making a complaint. Use the form on believe housing's complaints page (opens in new tab), email hello@believehousing.co.uk, call or text 0300 1311 999, or use the app or portal.[8]
How the complaints process works. There are two stages:
- Stage one — believe housing says it acknowledges a complaint within 5 working days and sends a full written response within 10 working days of acknowledging it.
- Stage two — if you are unhappy with that response, ask for a review within six months; it says a senior adviser reviews the complaint and responds within 20 working days of acknowledging your request.[8]
If the complaint doesn't fix it: the Housing Ombudsman. Once you have been through both stages, you can take the complaint to the Housing Ombudsman. The landlord's complaints page says you can contact the Ombudsman for advice at any stage.[8] The service is free and independent. It can order a landlord to carry out repairs, apologise and pay compensation.
Your local council. Although believe housing is not a council, the council where you live can still send its environmental health team to inspect a home with a serious hazard.
Free advice. Shelter and Citizens Advice both offer free, independent housing advice, and a local law centre can tell you whether you qualify for legal aid. For disrepair, legal aid can be available to make a landlord deal with a serious risk to health or safety, though not normally for a compensation-only claim.
Could you have a disrepair claim against believe housing?
"Disrepair" means problems with your home that your landlord is legally responsible for fixing but hasn't. Common examples include:
- damp and mould
- leaks — from the roof, pipes, or a flat above
- broken heating or no hot water
- rotten or draughty windows and doors
- cracked walls, unsafe ceilings or other structural problems
- faulty electrics.
You may have a claim against believe housing if all of these apply:
- Your landlord is believe housing. Check your tenancy agreement — the landlord named on it is what counts. If it names County Durham Housing Group, Dale & Valley Homes, Durham City Homes or East Durham Homes, believe housing is now your landlord: those organisations came together as believe housing in April 2019.[13]
- The landlord knew about the problem. Usually that means you reported it — so keep your texts, emails, photos and repair reference numbers; they are the evidence any claim relies on.
- It failed to fix the problem in a reasonable time. What is "reasonable" depends on the problem. For damp and mould, Awaab's Law sets legal timescales; for other repairs, believe housing's own targets are a guide — both are in the FAQs below.
- You were affected — for example, your health suffered, your belongings were damaged, or part of your home became unusable.
If you are a shared owner or a leaseholder in a believe housing home, you have rights too, though your repair rights depend on your lease — see the shared-owner and leaseholder question in the FAQs below.
What a disrepair claim can cover
A housing disrepair claim can deal with two things: getting the repairs done, and recognising what living with the problem has cost you. Depending on your situation, a claim may cover:
- the repairs themselves — a court can order believe housing to carry out the work;
- inconvenience and distress — compensation may be sought for the disruption of living with the problem;
- effects on health — for example where damp and mould have made a breathing condition worse;
- damaged belongings — clothes, furniture, carpets or electronics ruined by damp, mould or leaks;
- loss of use of part of your home — such as a bedroom or bathroom you could not safely use.
Compensation through a complaint. You can also get compensation through believe housing's own complaints process, without any claim. Its annual complaints report says it paid £52,857 in compensation across 2025-26.[7] If its offer seems too low, the Housing Ombudsman can review it and order more.
What a claim is worth can only be assessed from the evidence — see the compensation question in the FAQs.
What happens if you start a claim
Step 1 — tell us what's happened. You answer some straightforward questions: what the problem is, when you reported it, what believe housing did (or didn't do), and how it has affected your household. Photos, repair references and complaint responses all help.
Step 2 — get your free report. We assess your answers against the legal tests on this page and give you a clear written view of whether you may have a claim and how strong it looks. Your first conversation with us is always free.
Step 3 — if your case is strong, we connect you with an independent, regulated law firm. If your case needs a solicitor, we will be upfront about that before you commit to anything. They take it from there: advising you, notifying believe housing formally, and usually arranging an independent inspection of your home. Most disrepair cases settle without anyone going to court.
A note on time limits. A disrepair claim is normally treated as a contract claim, with a limitation period of six years from when the landlord should have fixed the problem.[16] Where part of the claim is for an injury to health — damp-related breathing problems, for instance — that element usually carries a shorter, three-year limit instead.[16] Even long-running problems can often still be claimed for, but it makes sense to check where you stand rather than assume.
How long a claim takes. Disrepair claims are rarely quick — which is one more reason to complain first and keep asking for the repairs while any claim runs.
Living with disrepair in a believe housing home?
Tell us what's happening in your home and we'll help you work out the right next step.
Frequently asked questions
Yes — you may have a claim if believe housing knew about the damp or mould, usually because you reported it, and did not fix it in a reasonable time. Damp and mould can breach both its repair duty and its duty to keep your home fit to live in. Since 27 October 2025, Awaab's Law has also set binding timescales for dealing with damp and mould hazards. Report it and complain first — it is free, and it builds the record a claim relies on.
In 2025-26 the Ombudsman made 5 findings on condensation, damp and mould in believe housing's cases; 4 were maladministration or service failure. In a November 2025 decision, it found maladministration in how believe housing responded to a tenant's reports. These covered a leaking window, damp and mould, and a lack of loft insulation and ventilation. It ordered an apology from a senior manager, £728.95 for the repair failings and £50 for its complaint handling, less anything already paid from the landlord's earlier offers. In October 2025 it found no maladministration over another tenant's reports of cold and damp.
Yes — for governance and financial viability, but not yet for consumer standards. In its judgement of 17 December 2025, the Regulator of Social Housing graded believe housing G1 for governance, the strongest grade, and V2 for viability, the second-strongest. That judgement followed a stability check of its governance and finances, so no consumer grade (C1 to C4) has been published. A good governance grade does not mean every home is in good repair: if yours is not, your rights are the same.
Under Awaab's Law, landlords must investigate damp and mould within 10 working days, send a written summary within 3 working days of the investigation, and make a significant hazard safe within 5 working days of it (24 hours for an emergency hazard). On its damp page, believe housing promises a visit within 20 days, sooner if urgent; the law takes priority. Its repair targets are 24 hours for emergencies, 28 working days for appointment repairs and 60 working days for planned work. It reports 93.3% of non-emergency repairs within target in 2025-26; both targets were lengthened on 8 December 2025.
Partly. For now, its binding timescales cover damp and mould and emergency hazards. Phase 2 — not yet in force — will extend the rules to a wider range of hazards from 30 November 2026. Whatever the hazard, your repair rights under section 11 and the fitness-for-habitation duty still apply.
Yes, in effect: County Durham Housing Group and its landlords came together as believe housing in April 2019, so an older tenancy agreement in one of those names now means believe housing is your landlord. If you moved across from Durham County Council, its tenancy policy says your assured tenancy keeps some of your old council rights, including the right to buy. Report repairs and complain through believe housing's own routes.
Not to start with — and, for compensation, not necessarily at all. Reporting repairs, complaining to believe housing and going to the Housing Ombudsman are all free and can be done yourself, and the Ombudsman can order repairs, an apology and compensation with no fee. A court claim is normally done through a solicitor, and is worth considering where disrepair has gone on a long time or the free routes have failed. Remedy Legal is not a law firm: we check whether you may have a claim and, if it is strong, connect you with an independent, regulated law firm.
Partly, and the differences matter. Shared ownership is a lease, and who is responsible for which repairs depends on your lease — often you carry more of the repair responsibility than a renting tenant. Awaab's Law does not apply to shared ownership homes. You can still use believe housing's complaints process and go to the Housing Ombudsman. Depending on your lease and the problem — for example structural or communal defects — a claim may still be possible. The Leasehold Advisory Service gives free advice on leases.
There is no fixed amount, and you should be cautious of anyone who quotes you a figure before seeing your evidence. What compensation may be sought for depends on how serious the disrepair was, how long it went on after believe housing knew, how it affected your household's health and daily life, and what belongings were damaged.
No — complaining, going to the Ombudsman, or bringing a disrepair claim should not put your tenancy at risk. Most housing association tenants are assured tenants, which means believe housing could only evict through a court, on legal grounds — and asking your landlord to meet its legal repair duties is not one of them. Its tenancy policy says most new tenants start on a starter tenancy, with less security until it converts to an assured tenancy. If you are on one, get free advice from Shelter or Citizens Advice first.
About this data
Information on this page was last checked on 26 September 2026. Regulatory grades and Ombudsman figures are correct as at the dates shown against each figure and may have changed since. Grades are reviewed and may change.
We aim for accuracy. If you represent this landlord or spot something out of date, contact legal@remedylegal.ai and we will review it promptly.
Remedy Legal is not a law firm and is not regulated by the Solicitors Regulation Authority. We do not carry out reserved legal activities or act as your legal representative. If your case needs a solicitor, we can connect you with an independent, regulated law firm.
Sources
- Believe Housing Limited (5071) - Regulatory Judgement: 17 December 2025 (opens in new tab). Regulator of Social Housing (GOV.UK). Checked 26 September 2026; data as at 17 December 2025.
- Believe Housing Limited — regulatory judgement (publications page) (opens in new tab). Regulator of Social Housing (GOV.UK). Checked 26 September 2026; data as at 26 September 2026.
- Landlord Performance Report 2025/2026 — Believe Housing Limited (opens in new tab). Housing Ombudsman Service. Checked 26 September 2026; data as at 31 March 2026.
- Believe Housing Limited (202414395) — Housing Ombudsman decision (opens in new tab). Housing Ombudsman Service. Checked 26 September 2026; data as at 28 November 2025.
- Believe Housing Limited (202426844) — Housing Ombudsman decision (opens in new tab). Housing Ombudsman Service. Checked 26 September 2026; data as at 8 October 2025.
- Tenant Satisfaction Measures (2025-26 and 2024-25) (opens in new tab). believe housing. Checked 26 September 2026; data as at 31 March 2026.
- Annual Complaints Performance and Service Improvement Report 2025 - 2026 (opens in new tab). believe housing. Checked 26 September 2026; data as at 31 March 2026.
- Complaints (opens in new tab). believe housing. Checked 26 September 2026.
- Report a repair (repair categories and timescales) (opens in new tab). believe housing. Checked 26 September 2026.
- Customer portal (opens in new tab). believe housing. Checked 26 September 2026.
- Damp and mould (opens in new tab). believe housing. Checked 26 September 2026.
- Tenancy Policy (June 2022) (opens in new tab). believe housing. Checked 26 September 2026; data as at 1 June 2022.
- Governance (group structure, mergers and organisational history) (opens in new tab). believe housing. Checked 26 September 2026.
- believe housing marks fifth anniversary (opens in new tab). believe housing. Checked 26 September 2026; data as at 2 April 2024.
- Legal information (registered number and registered office) (opens in new tab). believe housing. Checked 26 September 2026.
- Limitation Act 1980 (c. 58), section 5 (time limit for actions founded on simple contract) (opens in new tab). legislation.gov.uk (The National Archives). Checked 20 July 2026.
- Limitation Act 1980 (c. 58), section 11 (special time limit for actions in respect of personal injuries) (opens in new tab). legislation.gov.uk (The National Archives). Checked 20 July 2026.
- The Hazards in Social Housing (Prescribed Requirements) (England) Regulations 2025 (S.I. 2025/1042) (opens in new tab). legislation.gov.uk (The National Archives). Checked 10 July 2026; data as at 27 October 2025.
- Awaab's Law: guidance for social landlords — Timeframes for repairs in the social rented sector (opens in new tab). GOV.UK (MHCLG). Checked 10 July 2026; data as at 27 October 2025.
- Social Housing (Regulation) Act 2023, section 42 (inserting s.10A LTA 1985) (opens in new tab). legislation.gov.uk (The National Archives). Checked 10 July 2026.
- Awaab's Law in the social rented sector (collection): "Phase 2 will come into force on 30 November 2026" (commencement confirmed 13 July 2026) (opens in new tab). GOV.UK (MHCLG). Checked 31 July 2026; data as at 13 July 2026.