Repairs and disrepair — Bromford Flagship LiveWest
If you rent from Bromford, Flagship or LiveWest and live with damp, mould or disrepair, you may have a compensation claim. All three brands now belong to Bromford Flagship LiveWest.[4] In 2025-26 the Housing Ombudsman found maladministration against the group at a lower rate than nationally, including a severe finding over condensation, damp and mould.[1]
The fastest free route is usually to complain to Bromford Flagship LiveWest first. Checking whether you may have a claim is also free, and you commit to nothing by asking.
Complain to Bromford, Flagship or LiveWest first — how to do it
Before thinking about any legal claim, complain to your landlord. It is free, you do not need anyone to do it for you, and it is often the fastest way to get repairs moving.
Use your own brand. Although the three landlords merged, for now you still report repairs and complain through the brand named on your tenancy.[4][8]
- Bromford — report a repair online (opens in new tab), or call 0330 1234 034 in an emergency, day or night. Make a complaint (opens in new tab) on Bromford's website.[14]
- Flagship — report a repair online (opens in new tab), or call 0808 168 4555 in an emergency. Make a complaint (opens in new tab) on Flagship's website.[14]
- LiveWest — book a repair online (opens in new tab) through its customer portal, or call 0300 123 8080, which also takes emergencies out of hours. Make a complaint (opens in new tab) on LiveWest's website.[14]
How the process works. One two-stage policy covers the whole group. Each stage is acknowledged within 5 working days. Stage 1 gets a full reply within 10 working days of the acknowledgement. If you are unhappy you can ask for a Stage 2 review, answered within 20 working days by someone not involved at Stage 1. Your landlord can extend Stage 1 by up to 10 more working days, and Stage 2 by up to 20, if it tells you why.[8]
If the complaint doesn't fix it: the Housing Ombudsman. If you have been through both stages and are still unhappy — or your complaint is not progressing — you can take it to the Housing Ombudsman. The free, independent service can also advise you at any point, not just at the end. It can order your landlord to carry out repairs, apologise and pay you compensation. You do not need a claims company or a solicitor to use it, and nobody takes a share of anything it awards.
Free advice. Shelter and Citizens Advice both offer free, independent housing advice at any point. A local law centre can tell you whether you qualify for legal aid. For disrepair, legal aid can be available to make a landlord deal with a serious risk to health or safety, though not normally for a compensation-only claim.
Complaining and claiming are not either/or. Complaining first is the right move in almost every case — and if the repairs still don't happen, the record you have built makes any claim stronger, not weaker.
Could you have a disrepair claim against Bromford, Flagship or LiveWest?
"Disrepair" means problems with your home that your landlord is legally responsible for fixing but hasn't. Common examples include:
- damp and mould
- leaks — from the roof, pipes, or a flat above
- broken heating or no hot water
- rotten or draughty windows and doors
- cracked walls, unsafe ceilings or other structural problems
- faulty electrics.
Condensation, damp and mould was among the most common subjects of the Ombudsman's findings about the group in 2025-26.[1]
You may have a claim if all of these apply:
- Bromford, Flagship or LiveWest is your landlord. Check your tenancy agreement — the landlord named on it is the one a claim is brought against.
- Your landlord knew about the problem. Usually that means you reported it — so your texts, emails, photos and repair reference numbers matter. Keep them.
- It failed to fix the problem in a reasonable time. What is "reasonable" depends on the problem — your brand's own published timescales, in the FAQs below, are a good guide.
- You were affected — for example, your health suffered, your belongings were damaged, or part of your home became unusable.
If you are a shared owner or a leaseholder, you have rights too, though the route is a little different — see the shared-owner question in the FAQs below.
What a disrepair claim can cover
A housing disrepair claim can deal with two things: getting the repairs done, and recognising what living with the problem has cost you. Depending on your situation, a claim may cover:
- the repairs themselves — a court can order your landlord to carry out the work;
- inconvenience and distress — compensation may be sought for the disruption of living with the problem;
- effects on health — for example where damp and mould have made a breathing condition worse;
- damaged belongings — clothes, furniture, carpets or electronics ruined by damp, mould or leaks;
- loss of use of part of your home — such as a bedroom or kitchen you could not properly use.
Every case is different, and no honest adviser can value a claim before seeing the evidence — a proper assessment of the disrepair and its effects is what shows whether a claim looks strong.
What happens if you start a claim
Step 1 — tell us what's happened. You answer some straightforward questions: what the problem is, when you reported it, what your landlord did (or didn't do), and how it has affected your household. Photos, repair references and complaint responses all help.
Step 2 — get your free report. We assess your answers against the legal tests on this page and give you a clear written view of whether you may have a claim and how strong it looks. Your first conversation with us is always free.
Step 3 — if your case is strong. If your case needs a solicitor, we connect you with an independent, regulated law firm — and we will be upfront about that before you commit to anything. They take it from there: advising you, notifying your landlord formally, and usually arranging an independent inspection of your home. Most disrepair cases settle without anyone going to court.
A note on time limits. A disrepair claim is normally treated as a contract claim, with a limitation period of six years from when the landlord should have fixed the problem.[21] Where part of the claim is for an injury to health — damp-related breathing problems, for instance — that element usually carries a shorter, three-year limit instead.[21] Even long-running problems can often still be claimed for, but it makes sense to check where you stand rather than assume. Go in with a realistic timescale, too: disrepair claims usually take months rather than weeks to resolve, and some take longer — which is one more reason to complain first and keep the pressure on for repairs while any claim runs.
Living with disrepair in a Bromford Flagship LiveWest home?
Tell us what's happening in your home and we'll help you work out the right next step.
Frequently asked questions
Yes — if your landlord knew about the damp or mould (usually because you reported it) and failed to fix it in a reasonable time, you may have a disrepair claim. Housing associations owe the same duties as councils: section 11 of the Landlord and Tenant Act 1985 covers your home's structure and essential installations, your home must be fit for human habitation, and since 27 October 2025 Awaab's Law has set binding timescales for investigating and fixing damp and mould hazards. Complain first — it is free, and it builds the record a claim relies on.
Still the brand named on your tenancy. LiveWest joined Bromford Flagship in January 2026, and the parent company became Bromford Flagship LiveWest Limited. The group says Bromford, Flagship and LiveWest continue as landlords, so the landlord named on your tenancy has not changed. Keep reporting repairs and complaining through your own brand, as its complaints policy asks.
In 2025-26 the Housing Ombudsman found maladministration against the group at a lower rate than nationally, including findings of severe maladministration, most of them about responsive repairs. It also found, in many findings, that the landlord had already offered reasonable redress. The Ombudsman reports the figures for the merged group, not per brand. The rate, orders and compensation are on the main Bromford Flagship LiveWest page.
Yes for governance and viability, but not yet for consumer standards. After the merger, the Regulator of Social Housing gave the merged landlord its strongest interim grades for how it is run and for its finances. It has not yet assessed it against the consumer standards, which cover the homes and services tenants get, so no consumer grade has been published. The grades, and LiveWest's own grade from before the merger, are on the main Bromford Flagship LiveWest page.
Awaab's Law has set binding timescales since 27 October 2025, whichever brand you rent from: investigate within 10 working days, send a written summary within 3, and make a significant hazard safe within 5 — an emergency hazard within 24 hours. Phase 2 — not yet in force — will extend the rules to a wider range of hazards from 30 November 2026. Shared ownership homes are not covered.
Each brand publishes its own. Bromford aims to attend emergencies within 24 hours, urgent repairs within 5 working days and routine repairs within 20 working days. Flagship aims for 24 hours, 3 days and 28 days. LiveWest aims to attend emergencies within 24 hours and to complete other repairs within 28 days of your report. In 2025-26 Bromford Flagship (Bromford and Flagship homes together) reported 91.1% of non-emergency repairs done within its own targets, and LiveWest 83.1% within its own.
Not to start with — and, for compensation, not necessarily at all. Reporting repairs, complaining and going to the Housing Ombudsman are all free and can be done yourself, and the Ombudsman can order repairs, an apology and compensation with no fee. A court claim is different: it is normally done through a solicitor, worth considering where serious disrepair has gone on a long time or the free routes have not worked. Remedy Legal is not a law firm: we check whether you may have a claim and, if it is strong, connect you with an independent, regulated law firm.
Partly, and the differences matter. Shared ownership is a lease, and who is responsible for which repairs depends on your lease — often you carry more of the repair responsibility than a renting tenant. Awaab's Law does not apply to shared ownership homes. But you are not without options: you can use your landlord's complaints process and go to the Housing Ombudsman, and depending on your lease and the problem — for example structural or communal defects in a block — a claim may still be possible, so it is worth getting your lease terms checked.
There is no fixed amount, and you should be cautious of anyone who quotes you a figure before seeing your evidence. What compensation may be sought for depends on how serious the disrepair was, how long it went on after your landlord knew, how it affected your household's health and daily life, and what belongings were damaged. The honest answer is that it has to be assessed case by case.
No — complaining, going to the Ombudsman, or bringing a disrepair claim should not put your tenancy at risk. Most housing association tenants are assured tenants, which means your landlord could only evict through a court, on legal grounds — and asking it to meet its legal repair duties is not one of them. Complaining is a formal right under the group's own published complaints policy. Keep everything in writing, keep your reference numbers, and don't be put off.
About this data
Information on this page was last checked on 25 September 2026. Regulatory grades and Ombudsman figures are correct as at the dates shown against each figure and may have changed since. Grades are reviewed and may change.
We aim for accuracy. If you represent this landlord or spot something out of date, contact legal@remedylegal.ai and we will review it promptly.
Remedy Legal is not a law firm and is not regulated by the Solicitors Regulation Authority. We do not carry out reserved legal activities or act as your legal representative. If your case needs a solicitor, we can connect you with an independent, regulated law firm.
Sources
- Landlord Performance Report April 2025 - March 2026 — Bromford Flagship LiveWest Limited (data refreshed May 2026) (opens in new tab). Housing Ombudsman Service. Checked 25 September 2026; data as at 31 March 2026.
- LiveWest Homes Limited (202417299) — Housing Ombudsman decision (opens in new tab). Housing Ombudsman Service. Checked 25 September 2026; data as at 20 October 2025.
- LiveWest Homes Limited (202427894) — Housing Ombudsman decision (opens in new tab). Housing Ombudsman Service. Checked 25 September 2026; data as at 26 July 2025.
- Bromford Flagship LiveWest Limited (L4449) - Interim Regulatory Judgement: 25 February 2026 (opens in new tab). Regulator of Social Housing (GOV.UK). Checked 25 September 2026; data as at 25 February 2026.
- Bromford Flagship LiveWest Limited — regulatory judgement (publications page) (opens in new tab). Regulator of Social Housing (GOV.UK). Checked 25 September 2026; data as at 25 September 2026.
- Unlocking additional capacity - Bromford Flagship LiveWest merger finalised (opens in new tab). Bromford. Checked 25 September 2026; data as at 29 January 2026.
- Complaints Performance and Service Improvement Report 2026 (opens in new tab). Bromford Flagship LiveWest. Checked 25 September 2026; data as at 31 March 2026.
- Complaints & Compliments Policy (v1.2, 4 August 2026) (opens in new tab). Bromford Flagship LiveWest. Checked 25 September 2026; data as at 4 August 2026.
- Complaints (opens in new tab). Bromford. Checked 25 September 2026.
- Complaints (opens in new tab). Flagship Housing. Checked 25 September 2026.
- Compliments, feedback and complaints (opens in new tab). LiveWest. Checked 25 September 2026.
- Tenant Satisfaction Measures 2026 (Bromford Flagship, 2025/26 reporting year) (opens in new tab). Bromford. Checked 25 September 2026; data as at 31 March 2026.
- Tenant Satisfaction Measures at end of March 2026 (opens in new tab). LiveWest. Checked 25 September 2026; data as at 31 March 2026.
- Request a repair (opens in new tab). Bromford. Checked 25 September 2026.
- Repairs & maintenance (opens in new tab). Flagship Housing. Checked 25 September 2026.
- Report a repair (opens in new tab). Flagship Housing. Checked 25 September 2026.
- Repairs service offer (opens in new tab). LiveWest. Checked 25 September 2026.
- Emergency repairs (opens in new tab). LiveWest. Checked 25 September 2026.
- Contact us (opens in new tab). LiveWest. Checked 25 September 2026.
- Customer portal (opens in new tab). LiveWest. Checked 25 September 2026.
- Limitation Act 1980 (c. 58), section 5 (time limit for actions founded on simple contract) (opens in new tab). legislation.gov.uk (The National Archives). Checked 20 July 2026.
- Limitation Act 1980 (c. 58), section 11 (special time limit for actions in respect of personal injuries) (opens in new tab). legislation.gov.uk (The National Archives). Checked 20 July 2026.
- The Hazards in Social Housing (Prescribed Requirements) (England) Regulations 2025 (S.I. 2025/1042) (opens in new tab). legislation.gov.uk (The National Archives). Checked 10 July 2026; data as at 27 October 2025.
- Awaab's Law: guidance for social landlords — Timeframes for repairs in the social rented sector (opens in new tab). GOV.UK (MHCLG). Checked 10 July 2026; data as at 27 October 2025.
- Social Housing (Regulation) Act 2023, section 42 (inserting s.10A LTA 1985) (opens in new tab). legislation.gov.uk (The National Archives). Checked 10 July 2026.
- Awaab's Law in the social rented sector (collection): "Phase 2 will come into force on 30 November 2026" (commencement confirmed 13 July 2026) (opens in new tab). GOV.UK (MHCLG). Checked 31 July 2026; data as at 13 July 2026.