Repairs and disrepair — GreenSquareAccord
If you rent from GreenSquareAccord and live with unfixed damp, mould or disrepair, you may have a compensation claim. In 2025 the Regulator of Social Housing graded it C2 and found a significant backlog of overdue repairs.[1] Repairs were the largest category of the Housing Ombudsman's 2025-26 findings, though GreenSquareAccord's maladministration rate was below the national rate.[6]
“Reporting indicates that the time taken to complete a repair has reduced, but there remains a significant backlog of overdue repairs.”[1]
Regulator of Social Housing (GOV.UK), GreenSquareAccord Limited (LH3902) - Regulatory Judgement: 29 October 2025 (29 October 2025)
The fastest free route is usually to complain to GreenSquareAccord first. Checking whether you may have a claim is also free, and you commit to nothing by asking.
Complain to GreenSquareAccord first — how to do it
Before thinking about any legal claim, report the problem to GreenSquareAccord and, if it is not fixed, complain. It is free, you can do it yourself, and it is often the fastest way to get repairs moving. It also creates a written record of what you reported and when.
Report the repair. Use GreenSquareAccord's online repair form (opens in new tab) or your myGSA account, or call 0300 111 7000 (Monday to Friday, 8am to 6pm). Outside those hours, calls to the same number are answered by its emergency service.[19]
Report damp and mould in detail. Say where it is, roughly how big it is and when you first noticed it. Mention anyone in your home whose health it could harm.[20]
Then complain, if it isn't fixed. Complain by phone on the same number or through GreenSquareAccord's online complaint form (opens in new tab).[19] Its process has two stages:[16]
- it acknowledges a complaint within 5 working days;
- it aims to respond at Stage 1 within 10 working days, or up to 20 for complex cases;
- you then have 20 working days to ask for Stage 2, which someone not involved at Stage 1 reviews;
- it aims to respond at Stage 2 within 20 working days, or up to 40 for complex cases.[16]
Complain in time, and before any claim. GreenSquareAccord's complaints policy does not normally cover issues more than 12 months old. It also handles disrepair compensation claims, and matters where a claim has been filed in court, outside its complaints process — so say clearly that you are making a complaint.[16]
If the complaint doesn't fix it: the Housing Ombudsman. After GreenSquareAccord's two stages — or if your complaint is not progressing — you can go to the Housing Ombudsman.[16] It is free and independent, and can order repairs, an apology and compensation. You need no claims company or solicitor to use it.
Free advice. Shelter and Citizens Advice give free, independent housing advice. A local law centre can tell you whether you qualify for legal aid — available for disrepair that seriously risks health or safety, but not normally for a compensation-only claim.
Could you have a disrepair claim against GreenSquareAccord?
"Disrepair" means problems with your home that your landlord is legally responsible for fixing but hasn't. Common examples include:
- damp and mould
- leaks — from the roof, pipes, or a flat above
- broken heating or no hot water
- rotten or draughty windows and doors
- cracked walls, unsafe ceilings or other structural problems
- faulty electrics.
You may have a claim against GreenSquareAccord if all of these apply:
- GreenSquareAccord is your landlord. Check your tenancy agreement — the landlord named on it is what counts. GreenSquareAccord was formed in 2021 when GreenSquare and Accord Housing Association merged.[1] If your agreement names Accord or GreenSquare, ask GreenSquareAccord to confirm who your landlord is now.
- GreenSquareAccord knew about the problem. Usually that means you reported it — online, through myGSA or by phone — so keep your repair reference numbers, emails, photos and appointment records.[19]
- It failed to fix the problem in a reasonable time. What is "reasonable" depends on the problem — GreenSquareAccord's own published timescales, in the FAQs below, are a good guide.
- You were affected — for example, your health suffered, your belongings were damaged, or part of your home became unusable.
If you are a shared owner or a leaseholder in a GreenSquareAccord home, you have rights too, though the route is a little different — see the shared-owner question in the FAQs below.
What a disrepair claim can cover
A housing disrepair claim can deal with two things: getting the repairs done, and recognising what living with the problem has cost you. Depending on your situation, a claim may cover:
- the repairs themselves — a court can order GreenSquareAccord to carry out the work. GreenSquareAccord says that when a claim is made, its own surveyor inspects the home and it arranges any repairs that are its responsibility;[21]
- inconvenience and distress — compensation may be sought for the disruption of living with the problem;
- effects on health — for example where damp and mould have made a breathing condition worse;
- damaged belongings — clothes, furniture, carpets or electronics ruined by damp, mould or leaks;
- loss of use of part of your home — such as a bedroom or bathroom you could not safely use.
A claim is not the only way to get compensation. The Housing Ombudsman can order it for free: in its 2025-26 GreenSquareAccord cases, 115 of its orders were for compensation, alongside orders for apologies and repairs.[6]
Every case is different, and no reliable figure can be put on a claim before the evidence has been looked at.
What happens if you start a claim
Step 1 — tell us what's happened. You answer some straightforward questions: what the problem is, when you reported it, what GreenSquareAccord did (or didn't do), and how it has affected your household. Photos, repair references and complaint responses all help.
Step 2 — get your free report. We assess your answers against the legal tests on this page and give you a clear written view of whether you may have a claim and how strong it looks. Your first conversation with us is always free.
Step 3 — if your case is strong. We connect you with an independent, regulated law firm — and we will be upfront about that before you commit to anything. They take it from there: advising you, notifying GreenSquareAccord formally, and usually arranging an independent inspection of your home. Most disrepair cases settle without anyone going to court.
What GreenSquareAccord says about claims. GreenSquareAccord's disrepair-claims page warns that companies approach its tenants to encourage claims, sometimes saying they work on its behalf, and asks tenants to use its complaints process and the Ombudsman first.[21] Whoever you talk to — us included — you should never be pressed to sign anything on the doorstep, and you can complain to GreenSquareAccord directly at any stage.
A note on time limits. A disrepair claim is normally treated as a contract claim, with a limitation period of six years from when the landlord should have fixed the problem.[23] Where part of the claim is for an injury to health — damp-related breathing problems, for instance — that element usually carries a shorter, three-year limit instead.[23] Even long-running problems can often still be claimed for, but it makes sense to check where you stand rather than assume.
How long a claim takes. Disrepair claims are rarely quick — which is one more reason to complain first and keep the pressure on for repairs while any claim runs.
Living with disrepair in a GreenSquareAccord home?
Tell us what's happening in your home and we'll help you work out the right next step.
Frequently asked questions
Yes — if GreenSquareAccord knew about the damp or mould (usually because you reported it) and failed to fix it in a reasonable time, you may have a disrepair claim. Section 11 of the Landlord and Tenant Act 1985 covers your home's structure and essential installations, and your home must be fit for human habitation. Since 27 October 2025, Awaab's Law has also set binding timescales for investigating and fixing damp and mould hazards. Complain to GreenSquareAccord first — it is free, and it builds the record a claim relies on.
The Ombudsman's 2025-26 report puts GreenSquareAccord's maladministration rate below the national rate, though it received more GreenSquareAccord cases per 1,000 homes than the median for similar landlords. Responsive repairs was the largest category of findings. The figures, the Ombudsman's 2024 special report and GreenSquareAccord's response are on the main GreenSquareAccord page.
Yes. Since May 2026 the Regulator of Social Housing has been investigating possible serious failings in GreenSquareAccord's governance and financial viability, and a new judgement will confirm the outcome. The review does not change your repair rights. The details, and GreenSquareAccord's response, are on its main page.
For damp and mould, Awaab's Law requires landlords to investigate within 10 working days, send a written summary within 3 working days of the investigation, and complete work on a significant hazard within 5 working days of it — an emergency hazard within 24 hours. Phase 2, not yet in force, widens the rules to more hazards from 30 November 2026. GreenSquareAccord aims to make emergencies safe within 4 hours and finish them within 24, and to complete urgent repairs within 7 days. It usually fixes routine repairs within 28 calendar days, and planned routine work within 84.
Less often than the year before, on its own figures. In 2025-26 GreenSquareAccord completed 66.9% of non-emergency repairs within its target times, down from 76.6% in 2024-25. Satisfaction moved the other way: in its 2025-26 tenant survey, 67.2% of social-rent tenants surveyed were satisfied with the repairs service, up from 56.9%. If your repair has gone past its target time, report it again in writing and ask for a complaint to be logged.
No — GreenSquareAccord is a housing association, not a council: formally GreenSquareAccord Limited, a registered society with its registered office in Birmingham. The difference from a council matters only in small ways — most housing association tenants are assured rather than secure tenants, and your council is not your landlord, though its environmental health team can still inspect a hazardous home. Your repair rights are the same, and Awaab's Law applies.
Not to start with, and not always at all. Reporting repairs, complaining to GreenSquareAccord and going to the Housing Ombudsman are all free and you can do them yourself; the Ombudsman can order repairs, an apology and compensation. A court claim is different: it is normally done through a solicitor, worth considering where serious disrepair has gone on a long time or the free routes have not worked. Remedy Legal is not a law firm: we check whether you may have a claim and, if it is strong, connect you with an independent, regulated law firm.
Partly, and the differences matter. Shared ownership is a lease, and who is responsible for which repairs depends on your lease — often you carry more of the repair responsibility than a renting tenant. Awaab's Law does not apply to shared ownership homes. But you are not without options: you can use GreenSquareAccord's complaints process and go to the Housing Ombudsman, and depending on your lease and the problem — for example structural or communal defects in a block — a claim may still be possible, so it is worth getting your lease terms checked.
There is no fixed amount, and you should be cautious of anyone who quotes you a figure before seeing your evidence. What compensation may be sought for depends on how serious the disrepair was, how long it went on after GreenSquareAccord knew, how it affected your household's health and daily life, and what belongings were damaged.
No — complaining, going to the Ombudsman, or bringing a disrepair claim should not put your tenancy at risk. Most housing association tenants are assured tenants, which means GreenSquareAccord could only evict through a court, on legal grounds — and asking your landlord to meet its legal repair duties is not one of them. Complaining is a formal right under GreenSquareAccord's own published complaints process. Keep everything in writing, keep your reference numbers, and don't be put off.
About this data
Information on this page was last checked on 26 September 2026. Regulatory grades and Ombudsman figures are correct as at the dates shown against each figure and may have changed since. Grades are reviewed and may change.
We aim for accuracy. If you represent this landlord or spot something out of date, contact legal@remedylegal.ai and we will review it promptly.
Remedy Legal is not a law firm and is not regulated by the Solicitors Regulation Authority. We do not carry out reserved legal activities or act as your legal representative. If your case needs a solicitor, we can connect you with an independent, regulated law firm.
Sources
- GreenSquareAccord Limited (LH3902) - Regulatory Judgement: 29 October 2025 (opens in new tab). Regulator of Social Housing (GOV.UK). Checked 26 September 2026; data as at 29 October 2025.
- Grading Under Review - GreenSquareAccord Limited: 13 May 2026 (opens in new tab). Regulator of Social Housing (GOV.UK). Checked 26 September 2026; data as at 13 May 2026.
- GreenSquareAccord Limited — regulatory judgements (publications page and change history) (opens in new tab). Regulator of Social Housing (GOV.UK). Checked 26 September 2026; data as at 26 September 2026.
- Gradings under review list (opens in new tab). Regulator of Social Housing (GOV.UK). Checked 26 September 2026; data as at 9 September 2026.
- How we approach regulatory judgements and gradings (opens in new tab). Regulator of Social Housing (GOV.UK). Checked 26 September 2026.
- Landlord Performance Report 2025/2026 — GreenSquareAccord Limited (data refreshed May 2026) (opens in new tab). Housing Ombudsman Service. Checked 25 September 2026; data as at 31 March 2026.
- Special Report on GreenSquareAccord (October 2024) (opens in new tab). Housing Ombudsman Service. Checked 25 September 2026; data as at 3 October 2024.
- Ombudsman investigation into GreenSquareAccord urges landlord to go further after encouraging initial response (opens in new tab). Housing Ombudsman Service. Checked 25 September 2026; data as at 3 October 2024.
- Housing Ombudsman completes follow up after special investigation (opens in new tab). GreenSquareAccord. Checked 25 September 2026; data as at 13 February 2025.
- Our response to being placed on RSH's gradings under review list (opens in new tab). GreenSquareAccord. Checked 25 September 2026; data as at 13 May 2026.
- Investor Update — July 2026 (opens in new tab). GreenSquareAccord. Checked 25 September 2026; data as at 2 July 2026.
- An update following our inspection by the Regulator of Social Housing (opens in new tab). GreenSquareAccord. Checked 25 September 2026; data as at 29 October 2025.
- GreenSquareAccord receives regulatory notice (opens in new tab). GreenSquareAccord. Checked 25 September 2026; data as at 6 October 2021.
- Tenant Satisfaction Measures (2025-26 results) (opens in new tab). GreenSquareAccord. Checked 25 September 2026; data as at 31 March 2026.
- Tenant Satisfaction Measures: Technical requirements (2026) (opens in new tab). Regulator of Social Housing (GOV.UK). Checked 26 September 2026.
- Make a complaint (opens in new tab). GreenSquareAccord. Checked 25 September 2026.
- Complaints Policy (V11, February 2026) (opens in new tab). GreenSquareAccord. Checked 25 September 2026; data as at 1 February 2026.
- Report a repair (opens in new tab). GreenSquareAccord. Checked 25 September 2026.
- Contact us (opens in new tab). GreenSquareAccord. Checked 25 September 2026.
- Condensation, damp and mould (opens in new tab). GreenSquareAccord. Checked 25 September 2026.
- Disrepair claims (opens in new tab). GreenSquareAccord. Checked 25 September 2026.
- Company details (opens in new tab). GreenSquareAccord. Checked 25 September 2026.
- Limitation Act 1980 (c. 58), section 5 (time limit for actions founded on simple contract) (opens in new tab). legislation.gov.uk (The National Archives). Checked 20 July 2026.
- Limitation Act 1980 (c. 58), section 11 (special time limit for actions in respect of personal injuries) (opens in new tab). legislation.gov.uk (The National Archives). Checked 20 July 2026.
- The Hazards in Social Housing (Prescribed Requirements) (England) Regulations 2025 (S.I. 2025/1042) (opens in new tab). legislation.gov.uk (The National Archives). Checked 10 July 2026; data as at 27 October 2025.
- Awaab's Law: guidance for social landlords — Timeframes for repairs in the social rented sector (opens in new tab). GOV.UK (MHCLG). Checked 10 July 2026; data as at 27 October 2025.
- Social Housing (Regulation) Act 2023, section 42 (inserting s.10A LTA 1985) (opens in new tab). legislation.gov.uk (The National Archives). Checked 10 July 2026.
- Awaab's Law in the social rented sector (collection): "Phase 2 will come into force on 30 November 2026" (commencement confirmed 13 July 2026) (opens in new tab). GOV.UK (MHCLG). Checked 31 July 2026; data as at 13 July 2026.