Repairs and disrepair — Karbon Homes
If Karbon Homes has not fixed damp, mould or other disrepair in your home, you may have a compensation claim. The Regulator of Social Housing graded Karbon C2 for consumer standards and said work on its repair times was ongoing.[1] In January 2026 the Housing Ombudsman found maladministration over one resident's damp and mould reports.[4]
“Maladministration in the landlord’s handling of the resident’s reports of damp, mould and associated repairs.”[4]
Housing Ombudsman Service, Karbon Homes Limited (202528248) — Housing Ombudsman decision (30 January 2026, 202528248)
The fastest free route is usually to complain to Karbon Homes first. Checking whether you may have a claim is also free, and you commit to nothing by asking.
Complain to Karbon Homes first — how to do it
Before thinking about any legal claim, report the problem and complain to Karbon. It is free, you do not need anyone to do it for you, and it is often the fastest way to get repairs moving. It also creates a written record of what you reported and when — the evidence a claim relies on later, if you need one.
Report the repair. Report a repair through your MyKarbon account, or call Karbon on 0808 164 0111 — its repairs page (opens in new tab) says emergency repairs can be reported on that number at any time.[9] For damp or mould, say so plainly when you report it.
Then complain, if it isn't fixed. Karbon runs a two-stage complaints process, set out on its Making a complaint (opens in new tab) page. It says it acknowledges a complaint within 5 working days and sends a stage one response within 10 working days of acknowledging it. If you are still unhappy, you can move to stage two, which it answers within 20 working days of acknowledging your request. Karbon says a complaint must be raised within 12 months of the issue arising.[7]
If the complaint doesn't fix it: the Housing Ombudsman. Once you have been through Karbon's two stages — or if your complaint is not progressing — you can take it to the Housing Ombudsman. The service is free and independent, and you can contact it for advice at any point. It can order a landlord to carry out repairs, apologise and pay compensation, and nobody takes a fee or a share of anything it awards you.
Free advice. Shelter and Citizens Advice both offer free housing advice, and a local law centre can tell you whether you qualify for legal aid. For disrepair, legal aid can be available to make a landlord deal with a serious risk to health or safety, though not normally for a compensation-only claim.
Complaining and claiming are not either/or. Complaining first is the right move in almost every case — and if the repairs still don't happen, the record you have built makes any claim stronger, not weaker.
Could you have a disrepair claim against Karbon Homes?
"Disrepair" means problems with your home that your landlord is legally responsible for fixing but hasn't. Common examples include:
- damp and mould
- leaks — from the roof, pipes, or a flat above
- broken heating or no hot water
- rotten or draughty windows and doors
- cracked walls, unsafe ceilings or other structural problems
- faulty electrics.
You may have a claim against Karbon if all of these apply:
- Karbon Homes is your landlord. Check your tenancy agreement — the landlord named on it is what counts. Karbon's group also includes 54 North Homes and Leazes Homes, which are separate landlords: the same repair rights apply to their tenants, but the Ombudsman and regulator findings on this page are Karbon Homes Limited's.[1] Byker Community Trust transferred its engagements to Karbon Homes in 2021, so Karbon is now the landlord for its former tenants.[2]
- Karbon knew about the problem. Usually that means you reported it — so keep your texts, emails, photos and repair reference numbers.
- It failed to fix the problem in a reasonable time. What is "reasonable" depends on the problem. For damp and mould, Awaab's Law sets legal timescales; for other repairs, Karbon's published targets are a guide — both are in the FAQs.
- You were affected — for example, your health suffered, your belongings were damaged, or part of your home became unusable.
If you are a shared owner or a leaseholder in a Karbon home, you have rights too, though the route is different — see the shared-owner question in the FAQs.
What a disrepair claim can cover
A housing disrepair claim can deal with two things: getting the repairs done, and recognising what living with the problem has cost you. Depending on your situation, a claim may cover:
- the repairs themselves — a court can order Karbon to carry out the work;
- inconvenience and distress — compensation may be sought for the disruption of living with the problem;
- effects on health — for example where damp and mould have made a breathing condition worse;
- damaged belongings — clothes, furniture, carpets or electronics ruined by damp, mould or leaks;
- loss of use of part of your home — such as a bedroom or bathroom you could not safely use.
The Ombudsman left a health claim to the courts. In a January 2026 Karbon case, the decision records that damp and mould had affected a vulnerable grandchild in the household. The Ombudsman said the courts are best placed to decide a personal injury claim, and ordered compensation only for distress and inconvenience.[4] That is one difference between the two routes: a court claim can include compensation for effects on health.
Every case is different, and no reliable figure can be put on a claim before the evidence has been looked at. What a claim is worth depends on that assessment — how serious the disrepair was, how long it went on, and how it affected the household.
What happens if you start a claim
Step 1 — tell us what's happened. You answer some straightforward questions: what the problem is, when you reported it, what Karbon did (or didn't do), and how it has affected your household. Photos, repair references and complaint responses all help.
Step 2 — get your free report. We assess your answers against the legal tests on this page and give you a clear written view of whether you may have a claim and how strong it looks. Your first conversation with us is always free.
Step 3 — if your case is strong, we connect you with an independent, regulated law firm — and we will be upfront about that before you commit to anything. They take it from there: advising you, notifying Karbon formally, and usually arranging an independent inspection of your home. Most disrepair cases settle without anyone going to court.
A note on time limits. A disrepair claim is normally treated as a contract claim, with a limitation period of six years from when the landlord should have fixed the problem.[11] Where part of the claim is for an injury to health — damp-related breathing problems, for instance — that element usually carries a shorter, three-year limit instead.[11] Even long-running problems can often still be claimed for, but it makes sense to check where you stand rather than assume. Disrepair claims usually take months rather than weeks to resolve, which is one more reason to complain first and keep asking for the repairs while any claim runs.
Living with disrepair in a Karbon Homes home?
Tell us what's happening in your home and we'll help you work out the right next step.
Frequently asked questions
Yes — if Karbon knew about the damp or mould (usually because you reported it) and failed to fix it in a reasonable time, you may have a disrepair claim. Housing associations owe the same repair duties as councils: section 11 of the Landlord and Tenant Act 1985, the duty to keep your home fit for human habitation, and, since 27 October 2025, Awaab's Law timescales for damp and mould hazards. Report it and complain to Karbon first — it is free, and it builds the record a claim relies on.
Since 27 October 2025, Awaab's Law has required social landlords to investigate a potential damp and mould hazard within 10 working days and send you a written summary within 3 working days. A significant hazard must then be made safe within 5 working days, and an emergency hazard within 24 hours. A second phase — not yet in force — will extend the rules to a wider range of hazards from 30 November 2026.
Karbon aims to attend an emergency repair within 24 hours and to complete a routine repair within 20 working days. A major repair — work needing several visits, more materials or a specialist — has a target of 60 working days. Emergencies include a total loss of gas, electricity or water, a serious leak, or an insecure front or back door. Karbon Group's own figures on how often it meets its repair targets are on the main Karbon Homes page.
In a decision dated 30 January 2026, the Housing Ombudsman found maladministration in Karbon's handling of a resident's reports of damp, mould and associated repairs. Not every complaint is upheld: in an anti-social behaviour case decided in August 2025, it found no maladministration. Its 2025-26 figures for Karbon, with the national comparison, are on the main Karbon Homes page.
C2 is the second of four consumer grades the Regulator of Social Housing gives. It means the regulator found some weaknesses in how Karbon meets the consumer standards, and that improvement is needed. The grade, from September 2025, was the first consumer grade Karbon had received; the same judgement gave it the top grades for governance and financial viability.
No — Karbon Homes is a housing association, formally Karbon Homes Limited, and part of a group working across the North East and Yorkshire. Most housing association tenants have an assured tenancy rather than a council's secure tenancy, and your council is not your landlord — though its environmental health team can still inspect a home with a serious hazard. Your repair rights are the same, and Awaab's Law applies.
Not to start with — and, for compensation, not necessarily at all. Reporting repairs, complaining to Karbon and going to the Housing Ombudsman are free and can be done yourself, and the Ombudsman can order repairs, an apology and compensation. A court claim is different: it is normally done through a solicitor, and is worth considering where serious disrepair has lasted a long time or the free routes have not worked. Remedy Legal is not a law firm: we check whether you may have a claim and, if it is strong, connect you with an independent, regulated law firm.
Partly, and the differences matter. Shared ownership is a lease, and who repairs what depends on your lease — often you carry more of the repair responsibility than a renting tenant. Awaab's Law does not apply to shared ownership homes. You can still use Karbon's complaints process and go to the Housing Ombudsman. For some problems, such as structural or communal defects in a block, a claim may still be possible, so it is worth getting your lease terms checked.
There is no fixed amount, and you should be cautious of anyone who quotes a figure before seeing your evidence. What compensation may be sought for depends on how serious the disrepair was, how long it went on after Karbon knew, how it affected your household's health and daily life, and what belongings were damaged. It has to be assessed case by case.
No — complaining, going to the Ombudsman, or bringing a disrepair claim should not put your tenancy at risk. Most housing association tenants are assured tenants, which means Karbon could only evict through a court, on legal grounds — and asking your landlord to meet its legal repair duties is not one of them. Complaining is a formal right under Karbon's own published complaints process. Keep everything in writing and keep your reference numbers.
About this data
Information on this page was last checked on 25 September 2026. Regulatory grades and Ombudsman figures are correct as at the dates shown against each figure and may have changed since. Grades are reviewed and may change.
We aim for accuracy. If you represent this landlord or spot something out of date, contact legal@remedylegal.ai and we will review it promptly.
Remedy Legal is not a law firm and is not regulated by the Solicitors Regulation Authority. We do not carry out reserved legal activities or act as your legal representative. If your case needs a solicitor, we can connect you with an independent, regulated law firm.
Sources
- Karbon Homes Limited (4846) – Regulatory Judgement: 24 September 2025 (opens in new tab). Regulator of Social Housing (GOV.UK). Checked 25 September 2026; data as at 24 September 2025.
- Karbon Homes Limited — regulatory judgement (publications page) (opens in new tab). Regulator of Social Housing (GOV.UK). Checked 25 September 2026; data as at 25 September 2026.
- Landlord Performance Report 2025/2026 — Karbon Homes Limited (data refreshed May 2026) (opens in new tab). Housing Ombudsman Service. Checked 25 September 2026; data as at 31 March 2026.
- Karbon Homes Limited (202528248) — Housing Ombudsman decision (opens in new tab). Housing Ombudsman Service. Checked 25 September 2026; data as at 30 January 2026.
- Karbon Homes Limited (202447406) — Housing Ombudsman decision (opens in new tab). Housing Ombudsman Service. Checked 25 September 2026; data as at 19 August 2025.
- Tenant Satisfaction Measures (Karbon Group, 2025-26 and 2024-25) (opens in new tab). Karbon Homes. Checked 25 September 2026; data as at 31 March 2026.
- Making a complaint (opens in new tab). Karbon Homes. Checked 25 September 2026.
- My repairs (opens in new tab). Karbon Homes. Checked 25 September 2026.
- Contact us (opens in new tab). Karbon Homes. Checked 25 September 2026.
- About us (opens in new tab). Karbon Homes. Checked 25 September 2026.
- Limitation Act 1980 (c. 58), section 5 (time limit for actions founded on simple contract) (opens in new tab). legislation.gov.uk (The National Archives). Checked 20 July 2026.
- Limitation Act 1980 (c. 58), section 11 (special time limit for actions in respect of personal injuries) (opens in new tab). legislation.gov.uk (The National Archives). Checked 20 July 2026.
- The Hazards in Social Housing (Prescribed Requirements) (England) Regulations 2025 (S.I. 2025/1042) (opens in new tab). legislation.gov.uk (The National Archives). Checked 10 July 2026; data as at 27 October 2025.
- Awaab's Law: guidance for social landlords — Timeframes for repairs in the social rented sector (opens in new tab). GOV.UK (MHCLG). Checked 10 July 2026; data as at 27 October 2025.
- Social Housing (Regulation) Act 2023, section 42 (inserting s.10A LTA 1985) (opens in new tab). legislation.gov.uk (The National Archives). Checked 10 July 2026.
- Awaab's Law in the social rented sector (collection): "Phase 2 will come into force on 30 November 2026" (commencement confirmed 13 July 2026) (opens in new tab). GOV.UK (MHCLG). Checked 31 July 2026; data as at 13 July 2026.