Repairs and disrepair — Onward
If Onward has left damp, mould or other disrepair in your home unfixed, you may have a compensation claim. Onward is a North West housing association graded G1 for governance and V2 for viability, with no consumer grade yet.[1] All four of its severe maladministration findings from the Housing Ombudsman in 2025-26 concerned repairs.[4]
“Our judgement is that the landlord meets our governance requirements.”[1]
Regulator of Social Housing (GOV.UK), Onward Group Limited (4649) - Regulatory Judgement: 17 December 2025 (17 December 2025)
“Our judgement is that the landlord meets our viability requirements. It has the financial capacity to deal with a reasonable range of adverse scenarios but needs to manage material risks to ensure continued compliance.”[1]
Regulator of Social Housing (GOV.UK), Onward Group Limited (4649) - Regulatory Judgement: 17 December 2025 (17 December 2025)
The fastest free route is usually to complain to Onward first. Checking whether you may have a claim is also free, and you commit to nothing by asking.
Complain to Onward first — how to do it
Before thinking about any legal claim, complain to Onward. It is free, you can do it yourself, and it is often the fastest way to get repairs moving. It also builds a written record of what you reported and when — the evidence any later claim relies on.
Report the repair. Onward takes repair reports through:
- the My Onward Portal at my.onward.co.uk;
- its phone line, 0300 555 0600 — the line to use for an emergency, at any hour;
- WhatsApp, on 07418 344 603;
- email, to customerservices@onward.co.uk.[13]
Photos and your repair reference numbers help.
How Onward's complaints process works. Make a complaint through the same routes, or through the complaints page at onward.co.uk/compliments-and-complaints. Onward says it acknowledges a complaint within 5 days and replies at Stage 1 within 10 working days of that.[11] If you are still unhappy, you can ask for a Stage 2 review by a Director, which Onward aims to answer within 20 working days.[11]
If the complaint doesn't fix it: the Housing Ombudsman. Once you have been through both stages — or if your complaint is stuck — you can take it to the Housing Ombudsman. It is free and independent, and you can ask it for help at any point. It can order your landlord to carry out repairs, apologise and pay compensation, and you need no claims company or solicitor to use it.
Free advice. Shelter and Citizens Advice both offer free housing advice, and a local law centre can tell you whether you qualify for legal aid. For disrepair, legal aid can be available to make a landlord deal with a serious risk to health or safety, though not normally for a compensation-only claim.
Complaining and claiming are not either/or. Complaining first is the right move in almost every case — and if the repairs still don't happen, the record you have built makes any later claim stronger, not weaker.
Could you have a disrepair claim against Onward?
If Onward knew about a problem in your home and did not fix it in a reasonable time, you may have a disrepair claim. "Disrepair" means a problem your landlord is legally responsible for fixing but hasn't fixed. Common examples include:
- damp and mould
- leaks through windows, doors, the roof or from pipes
- a boiler that keeps failing, leaving no heating or hot water
- loose, rotten or draughty windows and doors
- cracked walls, sagging ceilings or other structural faults
- unsafe or faulty electrics.
A claim against Onward usually needs all four of these:
- Onward is your landlord. Your tenancy agreement names the landlord — for most Onward tenants that is Onward Homes Limited.[6]
- Onward knew. A report through the My Onward Portal, an email or a WhatsApp message leaves a dated record; a phone call is worth following up in writing.
- It didn't fix the problem in a reasonable time. "Reasonable" depends on the problem — Onward's own published timescales, in the FAQs below, give a benchmark.
- It affected you — your health, your belongings, or your use of part of your home.
Shared owners and leaseholders have rights too, but the route is different — see the shared-owner and leaseholder question in the FAQs below.
What a disrepair claim can cover
A disrepair claim against Onward can deal with two things: getting the work done, and recognising what living with the problem cost your household. The Ombudsman's orders show the same pairing: in a November 2025 decision finding severe maladministration over a window repair, it ordered both compensation and completion of the new window.[7]
Depending on your situation, a claim may cover:
- the repairs — a court can order Onward to do the work;
- distress and inconvenience — months of living with a leak, a cold room or mould;
- your health — for example a child's breathing condition made worse by damp;
- belongings — bedding, clothes, carpets or furniture spoiled by damp, mould or water;
- rooms you couldn't use — a bedroom given up to mould, or a bathroom out of action.
No honest figure can be put on a claim before someone has looked at the evidence: how bad the disrepair was, how long it lasted after Onward knew, and what it did to your household.
What happens if you start a claim
Step 1 — tell us what's happened. You answer a few questions: what is wrong, when you first told Onward, what it did next, and how the problem has affected your household. Portal screenshots, repair references and Onward's complaint replies all help.
Step 2 — get your free report. We assess your answers against the legal tests on this page and give you a clear written view of whether you may have a claim and how strong it looks. Your first conversation with us is always free.
Step 3 — if your case is strong, we connect you with an independent, regulated law firm. If your case needs a solicitor, we will be upfront about that before you commit to anything. The firm then advises you, writes to Onward formally, and usually arranges for an independent surveyor to inspect your home. Most disrepair cases settle without anyone going to court.
A note on time limits. A disrepair claim is normally treated as a contract claim, with a limitation period of six years from when the landlord should have fixed the problem.[17] Where part of the claim is for an injury to health — damp-related breathing problems, for instance — that element usually carries a shorter, three-year limit instead.[17] So a problem that has dragged on for years may still be in time — check rather than assume. A claim usually takes months, not weeks, so keep reporting and chasing Onward's repairs while it runs.
Living with disrepair in a Onward home?
Tell us what's happening in your home and we'll help you work out the right next step.
Frequently asked questions
Yes — if Onward knew about the damp or mould (usually because you reported it) and failed to fix it in a reasonable time, you may have a disrepair claim. Damp and mould can breach Onward's repair duties and its duty to keep your home fit to live in. Awaab's Law also sets binding timescales for dealing with them. Complain to Onward first — it is free, and it builds the record a claim relies on.
In December 2025 the Ombudsman found severe maladministration in how Onward handled a vulnerable family's reports of damp, mould and mould mites, and issued a wider order. Onward has since changed how it handles damp and mould reports, and says it has followed every order. In one other severe maladministration decision, it found Onward had failed to replace a resident's loose window. In March 2026 it found service failure in another damp and mould case.
Awaab's Law sets the deadlines. Since 27 October 2025 Onward must investigate a possible damp and mould hazard within 10 working days of learning of it. It must send you a written summary within 3 working days of the investigation, and make a significant hazard safe within 5 working days of the investigation. An emergency hazard must be made safe within 24 hours. A second phase — not yet in force — will extend the rules to a wider range of hazards from 30 November 2026.
Onward's repairs handbook says it attends an emergency the same day, and aims to finish a routine repair within 20 days, on the first visit. More complex work, such as plastering or guttering, can take up to 90 days. In 2025-26 Onward reported completing 84.8% of non-emergency repairs within its own reported targets. If a repair runs past these times, chase it in writing and keep the reference number.
Increasingly, Onward's own staff. Onward says it is bringing repairs in-house: its own team works across Lancashire, Greater Manchester and Cheshire East, took over emergency and urgent gas repairs in Merseyside in April 2026, and took on all repairs across Wirral from August 2026. In its 2025-26 survey, 67.8% of rental customers were satisfied with their most recent repair and 60% with the time it took. Whoever does the work, Onward remains responsible for the repair.
No — Onward is a housing association, not a council. Its homes are let by Onward Homes Limited, part of Onward Group, which was formed in 2018 and is based in the North West. The difference matters only in small ways: most housing association tenants are assured rather than secure tenants, and your council is not your landlord, though its environmental health team can still inspect a hazardous home. Your repair rights are the same, and Awaab's Law applies.
Not to start with — and, for compensation, not necessarily at all. Reporting repairs, complaining to Onward and going to the Housing Ombudsman are all free and can be done yourself, and the Ombudsman can order repairs, an apology and compensation with no fee. A court claim is different: it normally goes through a solicitor, and suits serious, long-running disrepair the free routes have not fixed. Remedy Legal is not a law firm: we check whether you may have a claim and, if it is strong, connect you with an independent, regulated law firm.
Partly, and the differences matter. Shared ownership and leasehold homes are held on a lease, and your lease sets who repairs what — often you carry more of it than a renting tenant. Awaab's Law does not apply to shared ownership or long leasehold homes. You can still use Onward's complaints process and go to the Housing Ombudsman. For structural or communal defects in a block, a claim may still be possible. Shelter or Citizens Advice can help you check your lease.
There is no fixed amount, and you should be cautious of anyone who quotes you a figure before seeing your evidence. What compensation may be sought for depends on how serious the disrepair was, how long it went on after Onward knew, how it affected your household's health and daily life, and what belongings were damaged. The honest answer is that it has to be assessed case by case.
No — complaining, going to the Ombudsman, or bringing a disrepair claim should not put your tenancy at risk. Most housing association tenants are assured tenants, which means Onward could only evict through a court, on legal grounds — and asking your landlord to meet its legal repair duties is not one of them. Complaining is a right under Onward's own published complaints process. Keep everything in writing, keep your reference numbers, and don't be put off.
About this data
Information on this page was last checked on 26 September 2026. Regulatory grades and Ombudsman figures are correct as at the dates shown against each figure and may have changed since. Grades are reviewed and may change.
We aim for accuracy. If you represent this landlord or spot something out of date, contact legal@remedylegal.ai and we will review it promptly.
Remedy Legal is not a law firm and is not regulated by the Solicitors Regulation Authority. We do not carry out reserved legal activities or act as your legal representative. If your case needs a solicitor, we can connect you with an independent, regulated law firm.
Sources
- Onward Group Limited (4649) - Regulatory Judgement: 17 December 2025 (opens in new tab). Regulator of Social Housing (GOV.UK). Checked 25 September 2026; data as at 17 December 2025.
- Onward Group Limited — regulatory judgement (publications page) (opens in new tab). Regulator of Social Housing (GOV.UK). Checked 25 September 2026; data as at 25 September 2026.
- Group PRP tool 2025 (registered subsidiaries and stock by local authority) (opens in new tab). Regulator of Social Housing (GOV.UK). Checked 25 September 2026; data as at 31 March 2025.
- Landlord Performance Report April 2025 - March 2026 – Onward Group Limited (data refreshed May 2026) (opens in new tab). Housing Ombudsman Service. Checked 25 September 2026; data as at 31 March 2026.
- Onward Homes introduces new processes after vulnerable family left living with multiple hazards (opens in new tab). Housing Ombudsman Service. Checked 25 September 2026; data as at 30 April 2026.
- Publication-ready case review: internal audit review of Housing Ombudsman determination 202437916 (24/12/2025) (opens in new tab). Housing Ombudsman Service (published case review by Onward). Checked 25 September 2026; data as at 16 January 2026.
- Onward Homes Limited (202422387) — Housing Ombudsman decision (opens in new tab). Housing Ombudsman Service. Checked 25 September 2026; data as at 24 November 2025.
- Onward Homes Limited (202446682) — Housing Ombudsman decision (opens in new tab). Housing Ombudsman Service. Checked 25 September 2026; data as at 13 March 2026.
- Tenant Satisfaction Survey Results 2025/26 (opens in new tab). Onward. Checked 25 September 2026; data as at 31 March 2026.
- Tenant Satisfaction Survey questionnaire 2025/26 (opens in new tab). Onward. Checked 26 September 2026.
- Complaints, compliments and feedback (opens in new tab). Onward. Checked 25 September 2026.
- Complaint Resolution Policy (version 6, COMP06) (opens in new tab). Onward. Checked 25 September 2026; data as at 26 August 2026.
- Our repairs service (opens in new tab). Onward. Checked 25 September 2026.
- Repairs handbook (April 2026) (opens in new tab). Onward. Checked 25 September 2026; data as at 1 April 2026.
- About us (opens in new tab). Onward. Checked 25 September 2026.
- Our story (opens in new tab). Onward. Checked 25 September 2026.
- Limitation Act 1980 (c. 58), section 5 (time limit for actions founded on simple contract) (opens in new tab). legislation.gov.uk (The National Archives). Checked 20 July 2026.
- Limitation Act 1980 (c. 58), section 11 (special time limit for actions in respect of personal injuries) (opens in new tab). legislation.gov.uk (The National Archives). Checked 20 July 2026.
- The Hazards in Social Housing (Prescribed Requirements) (England) Regulations 2025 (S.I. 2025/1042) (opens in new tab). legislation.gov.uk (The National Archives). Checked 10 July 2026; data as at 27 October 2025.
- Awaab's Law: guidance for social landlords — Timeframes for repairs in the social rented sector (opens in new tab). GOV.UK (MHCLG). Checked 10 July 2026; data as at 27 October 2025.
- Social Housing (Regulation) Act 2023, section 42 (inserting s.10A LTA 1985) (opens in new tab). legislation.gov.uk (The National Archives). Checked 10 July 2026.
- Awaab's Law in the social rented sector (collection): "Phase 2 will come into force on 30 November 2026" (commencement confirmed 13 July 2026) (opens in new tab). GOV.UK (MHCLG). Checked 31 July 2026; data as at 13 July 2026.