Repairs and disrepair — Plymouth Community Homes
If you rent from Plymouth Community Homes and live with unfixed damp, mould or disrepair, you may have a compensation claim. The Regulator of Social Housing graded it C2 in 2025, citing weaknesses in its repairs service.[1] The Housing Ombudsman's few 2025-26 findings centred on repairs, including a severe one, but its maladministration rate was below the national rate.[5]
“We found evidence of weaknesses in the provision of an effective, efficient and timely repairs service.”[1]
Regulator of Social Housing (GOV.UK), Plymouth Community Homes Limited (L4543) - Regulatory Judgement: 30 July 2025 (30 July 2025)
The fastest free route is usually to complain to Plymouth Community Homes first. Checking whether you may have a claim is also free, and you commit to nothing by asking.
Complain to Plymouth Community Homes first — how to do it
Before thinking about any legal claim, report the problem to Plymouth Community Homes (PCH) and, if it is not fixed, complain. It is free, often the fastest way to get repairs moving, and creates a written record of what you reported and when.
Report the repair. Use the contact form (opens in new tab) on its website or your MyPCH account, or call 0808 230 6500. The same number takes emergency repairs 24 hours a day. If you live on the Pembroke Street estate, you can also report repairs to the Pembroke Street Estate Management Board.[14]
Report damp and mould by phone. PCH asks tenants to call the same number about damp and mould, and says it prioritises inspections in line with Awaab's Law. The legal timescales are in the FAQs below.[14]
Then complain, if it isn't fixed. Use the contact form, MyPCH or the same phone number.[14] The complaints page (opens in new tab) sets out a two-stage process:[12]
- it acknowledges a complaint within 5 working days;
- it aims to give a full Stage 1 response within 10 working days of that, or up to 10 more;
- it asks you to request Stage 2 within one month, though its policy says it will not unreasonably refuse a later request;
- someone other than the person who handled Stage 1 reviews it at Stage 2;
- it aims to respond at Stage 2 within 20 working days of acknowledging it, or up to 20 more.[12]
Complain in time. Its complaints policy accepts complaints made within 12 months of the issue, or of when you became aware of it. It makes exceptions for ongoing problems it knows about, and will consider later complaints where there are good reasons.[12]
If the complaint doesn't fix it: the Housing Ombudsman. Once you have been through PCH's two stages, you can go to the Housing Ombudsman, and you can ask it for advice at any stage.[12] It is free and independent, can order repairs, an apology and compensation, and needs no claims company or solicitor.
Free advice. Shelter and Citizens Advice give free, independent housing advice. A local law centre can tell you whether you qualify for legal aid — available for disrepair that seriously risks health or safety, but not normally for a compensation-only claim.
Could you have a disrepair claim against Plymouth Community Homes?
"Disrepair" means problems with your home that your landlord is legally responsible for fixing but hasn't. Common examples include:
- damp and mould
- leaks — from the roof, pipes, or a flat above
- blocked or broken drains
- broken heating or no hot water
- rotten or draughty windows and doors
- cracked walls, unsafe ceilings or other structural problems
- faulty electrics.
You may have a claim against Plymouth Community Homes if all of these apply:
- Plymouth Community Homes is your landlord. Check your tenancy agreement — the landlord named on it is what counts. Plymouth City Council transferred its homes to Plymouth Community Homes, so a former council home in the city is now likely to be one of its homes.[19]
- Plymouth Community Homes knew about the problem. Usually that means you reported it — online, through MyPCH or by phone — so keep your repair reference numbers, emails, photos and appointment records.[14]
- It failed to fix the problem in a reasonable time. What is "reasonable" depends on the problem — Plymouth Community Homes' own published timescales, in the FAQs below, are a good guide.
- You were affected — for example, your health suffered, your belongings were damaged, or part of your home became unusable.
If you are a shared owner or a leaseholder in a PCH home, you have rights too, though the route is a little different — see the shared-owner question in the FAQs below.
What a disrepair claim can cover
A housing disrepair claim can deal with two things: getting the repairs done, and recognising what living with the problem has cost you. Depending on your situation, a claim may cover:
- the repairs themselves — a court can order Plymouth Community Homes to carry out the work;
- inconvenience and distress — compensation may be sought for the disruption of living with the problem;
- effects on health — for example where damp and mould have made a breathing condition worse;
- damaged belongings — clothes, furniture, carpets or electronics ruined by damp, mould or leaks;
- loss of use of part of your home — such as a bedroom, bathroom or toilet you could not use properly.
A claim is not the only way to get compensation. The Housing Ombudsman can order it for free: in its 2025-26 Plymouth Community Homes cases, 5 of its orders were for compensation, alongside orders for apologies and repairs.[5] In one of those cases, about drains that kept backing up, it ordered compensation for the tenant's reduced use of her toilet as well as for her distress.[7]
Every case is different, and no reliable figure can be put on a claim before the evidence has been looked at.
What happens if you start a claim
Step 1 — tell us what's happened. You answer some straightforward questions: what the problem is, when you reported it, what Plymouth Community Homes did (or didn't do), and how it has affected your household. Photos, repair references and complaint responses all help.
Step 2 — get your free report. We assess your answers against the legal tests on this page and give you a clear written view of whether you may have a claim and how strong it looks. Your first conversation with us is always free.
Step 3 — if your case is strong. We connect you with an independent, regulated law firm — and we will be upfront about that before you commit to anything. They take it from there: advising you, notifying Plymouth Community Homes formally, and usually arranging an independent inspection of your home. Most disrepair cases settle without anyone going to court.
Your complaint can continue alongside a claim. PCH's complaints policy says it may pass the damages part of a complaint to its insurers or legal advisers, but will normally keep looking at service failures and delays. Once court proceedings are filed, it may stop considering the complaint, though it says it will look at whether separate service issues can still be dealt with.[12]
Whoever you talk to — us included — you should never be pressed to sign anything on the doorstep.
A note on time limits. A disrepair claim is normally treated as a contract claim, with a limitation period of six years from when the landlord should have fixed the problem.[20] Where part of the claim is for an injury to health — damp-related breathing problems, for instance — that element usually carries a shorter, three-year limit instead.[20] Even long-running problems can often still be claimed for, but it makes sense to check where you stand rather than assume.
How long a claim takes. Disrepair claims are rarely quick — which is one more reason to complain first and keep the pressure on for repairs while any claim runs.
Living with disrepair in a Plymouth Community Homes home?
Tell us what's happening in your home and we'll help you work out the right next step.
Frequently asked questions
Yes — if Plymouth Community Homes knew about the damp or mould (usually because you reported it) and failed to fix it in a reasonable time, you may have a disrepair claim. Section 11 of the Landlord and Tenant Act 1985 covers your home's structure and essential installations, and your home must be fit for human habitation. Since 27 October 2025, Awaab's Law has also set binding timescales for investigating and fixing damp and mould hazards. Complain to Plymouth Community Homes first — it is free, and it builds the record a claim relies on.
The Ombudsman's 2025-26 report puts Plymouth Community Homes' maladministration rate below the national rate, across a small number of decided cases. The Ombudsman also received fewer cases per 1,000 homes than the median for similar landlords. Its findings centred on repairs, including a severe finding about blocked drains. The figures and that case are on the main Plymouth Community Homes page.
For damp and mould, Awaab's Law requires landlords to investigate within 10 working days, send a written summary within 3 working days, and make your home safe within 5 working days of the investigation — an emergency hazard within 24 hours. A second phase — not yet in force — will extend the rules to a wider range of hazards from 30 November 2026. Plymouth Community Homes aims to complete emergency repairs within 24 hours, urgent repairs within 5 working days, routine repairs within 20 working days and planned repairs within 60.
Plymouth Community Homes' own figures show it completed 86.0% of non-emergency repairs within its target times in 2025-26, up from 80.7% in 2024-25. In its 2025-26 tenant survey, 85.6% of tenants who had a repair were satisfied with the repairs service. If your repair has gone past its target time, report it again in writing and ask for a complaint to be logged.
No — Plymouth Community Homes is a housing association, not a council, though it took over Plymouth City Council's homes in 2009. The difference from a council matters only in small ways — most housing association tenants are assured rather than secure tenants, and the council is not your landlord, though its environmental health team can still inspect a hazardous home. Your repair rights are the same, and Awaab's Law applies.
You can report repairs to Plymouth Community Homes by phone, online or through MyPCH, or to the Pembroke Street Estate Management Board, which delivers most minor repairs on the estate. You can also complain to Plymouth Community Homes directly, or ask the board to pass your complaint on. Plymouth Community Homes is still your landlord, so its repair duties and complaints process still apply.
Not to start with, and not always at all. Reporting repairs, complaining to Plymouth Community Homes and going to the Housing Ombudsman are all free and you can do them yourself; the Ombudsman can order repairs, an apology and compensation. A court claim is different: it is normally done through a solicitor, worth considering where serious disrepair has gone on a long time or the free routes have not worked. Remedy Legal is not a law firm: we check whether you may have a claim and, if it is strong, connect you with an independent, regulated law firm.
Partly, and the differences matter. Plymouth Community Homes sells shared ownership homes under its SO Living brand. Shared ownership is a lease, and who is responsible for which repairs depends on your lease — often you carry more of the repair responsibility than a renting tenant. Awaab's Law does not apply to shared ownership homes. But you can still use its complaints process and go to the Housing Ombudsman. Depending on your lease and the problem — such as structural or communal defects in a block — a claim may still be possible, so get your lease terms checked.
There is no fixed amount, and you should be cautious of anyone who quotes you a figure before seeing your evidence. What compensation may be sought for depends on how serious the disrepair was, how long it went on after Plymouth Community Homes knew, how it affected your household's health and daily life, and what belongings were damaged.
No — complaining, going to the Ombudsman, or bringing a disrepair claim should not put your tenancy at risk. Most housing association tenants are assured tenants, which means Plymouth Community Homes could only evict through a court, on legal grounds — and asking your landlord to meet its legal repair duties is not one of them. Complaining is a formal right under its own published complaints process. Keep everything in writing, keep your reference numbers, and don't be put off.
About this data
Information on this page was last checked on 5 October 2026. Regulatory grades and Ombudsman figures are correct as at the dates shown against each figure and may have changed since. Grades are reviewed and may change.
We aim for accuracy. If you represent this landlord or spot something out of date, contact legal@remedylegal.ai and we will review it promptly.
Remedy Legal is not a law firm and is not regulated by the Solicitors Regulation Authority. We do not carry out reserved legal activities or act as your legal representative. If your case needs a solicitor, we can connect you with an independent, regulated law firm.
Sources
- Plymouth Community Homes Limited (L4543) - Regulatory Judgement: 30 July 2025 (opens in new tab). Regulator of Social Housing (GOV.UK). Checked 5 October 2026; data as at 30 July 2025.
- Plymouth Community Homes Limited — regulatory judgements (publications page and change history) (opens in new tab). Regulator of Social Housing (GOV.UK). Checked 5 October 2026; data as at 5 October 2026.
- How we approach regulatory judgements and gradings (opens in new tab). Regulator of Social Housing (GOV.UK). Checked 5 October 2026.
- PCH achieves G1, V2 and C2 after regulatory inspection (opens in new tab). Plymouth Community Homes. Checked 5 October 2026; data as at 30 July 2025.
- Landlord Performance Report 2025/2026 — Plymouth Community Homes Limited (data refreshed May 2026) (opens in new tab). Housing Ombudsman Service. Checked 5 October 2026; data as at 31 March 2026.
- Annual Complaints Review 2025-26 (opens in new tab). Housing Ombudsman Service. Checked 5 October 2026; data as at 31 March 2026.
- Plymouth Community Homes Limited (202421163) (opens in new tab). Housing Ombudsman Service. Checked 5 October 2026; data as at 16 May 2025.
- Annual Complaints Performance and Service Improvement Report 2025/26 (opens in new tab). Plymouth Community Homes. Checked 5 October 2026; data as at 28 September 2026.
- Tenant Satisfaction Report 2025/26 (opens in new tab). Plymouth Community Homes. Checked 5 October 2026; data as at 31 March 2026.
- 2025/2026 TSM Summary of Approach (opens in new tab). Plymouth Community Homes. Checked 5 October 2026; data as at 31 March 2026.
- Tenant Satisfaction Measures: Technical requirements (2026) (opens in new tab). Regulator of Social Housing (GOV.UK). Checked 5 October 2026.
- Make a complaint (opens in new tab). Plymouth Community Homes. Checked 5 October 2026.
- Customer Complaints and Comments Policy (Version 7.1, effective 30 September 2026) (opens in new tab). Plymouth Community Homes. Checked 5 October 2026; data as at 30 September 2026.
- Repairs (opens in new tab). Plymouth Community Homes. Checked 5 October 2026.
- Responsive Repairs Policy (Version 3.1) (opens in new tab). Plymouth Community Homes. Checked 5 October 2026.
- Contact us (opens in new tab). Plymouth Community Homes. Checked 5 October 2026.
- Damp, mould and condensation (opens in new tab). Plymouth Community Homes. Checked 5 October 2026.
- What we do (opens in new tab). Plymouth Community Homes. Checked 5 October 2026.
- Garage rental (opens in new tab). Plymouth City Council. Checked 5 October 2026.
- Limitation Act 1980 (c. 58), section 5 (time limit for actions founded on simple contract) (opens in new tab). legislation.gov.uk (The National Archives). Checked 20 July 2026.
- Limitation Act 1980 (c. 58), section 11 (special time limit for actions in respect of personal injuries) (opens in new tab). legislation.gov.uk (The National Archives). Checked 20 July 2026.
- The Hazards in Social Housing (Prescribed Requirements) (England) Regulations 2025 (S.I. 2025/1042) (opens in new tab). legislation.gov.uk (The National Archives). Checked 10 July 2026; data as at 27 October 2025.
- Awaab's Law: guidance for social landlords — Timeframes for repairs in the social rented sector (opens in new tab). GOV.UK (MHCLG). Checked 10 July 2026; data as at 27 October 2025.
- Social Housing (Regulation) Act 2023, section 42 (inserting s.10A LTA 1985) (opens in new tab). legislation.gov.uk (The National Archives). Checked 10 July 2026.
- Awaab's Law in the social rented sector (collection): "Phase 2 will come into force on 30 November 2026" (commencement confirmed 13 July 2026) (opens in new tab). GOV.UK (MHCLG). Checked 31 July 2026; data as at 13 July 2026.