The following provisions have effect for the interpretation of section 15A of this Act.
“Deception” has the same meaning as in section 15 of this Act.
“Account” means an account kept with—
(a) a bank; or
(b) a person carrying on a business which falls within subsection (4) below.
A business falls within this subsection if—
(a) in the course of the business money received by way of deposit is lent to others; or
(b) any other activity of the business is financed, wholly or to any material extent, out of the capital of or the interest on money received by way of deposit;
. . .
References in subsection (4) to a deposit must be read with—
(a) section 22 of the Financial Services and Markets Act 2000;
(b) any relevant order under that section; and
(c) Schedule 2 to that Act,
but any restriction on the meaning of deposit which arises from the identity of the person making it is to be disregarded.
For the purposes of subsection (4) above—
(a) all the activities which a person carries on by way of business shall be regarded as a single business carried on by him; and
(b) “money” includes money expressed in a currency other than sterling or in the European currency unit (as defined in Council Regulation No. 3320/94/EC or any Community instrument replacing it).