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Section 251K: Objections and investigations

Insolvency Act 1986 · 1986 c. 45View on legislation.gov.uk

Part 7A: Debt relief orders

Any person specified in a debt relief order as a creditor to whom a specified qualifying debt is owed may object to—

the making of the order;
the inclusion of the debt in the list of the debtor's qualifying debts; or
the details of the debt specified in the order.

An objection under subsection (1) must be—

made during the moratorium period relating to the order and within the prescribed period for objections;
made to the official receiver in the prescribed manner;
based on a prescribed ground;
supported by any information and documents as may be prescribed;

and the prescribed period mentioned in paragraph (a) must not be less than 28 days after the creditor in question has been notified of the making of the order.

The official receiver must consider every objection made to him under this section.

The official receiver may—

as part of his consideration of an objection, or
on his own initiative,

carry out an investigation of any matter that appears to the official receiver to be relevant to the making of any decision mentioned in subsection (5) in relation to a debt relief order or the debtor.

The decisions to which an investigation may be directed are—

whether the order should be revoked or amended under section 251L;
whether an application should be made to the court under section 251M; or
whether any other steps should be taken in relation to the debtor.

The power to carry out an investigation under this section is exercisable after (as well as during) the moratorium relating to the order.

The official receiver may require any person to give him such information and assistance as he may reasonably require in connection with an investigation under this section.

Subject to anything prescribed in the rules as to the procedure to be followed in carrying out an investigation under this section, an investigation may be carried out by the official receiver in such manner as he thinks fit.

About this text

This legislation text comes from legislation.gov.uk. Contains public sector information licensed under the Open Government Licence v3.0. These source and reuse terms cover the legislation text, not Remedy's commentary.

Reuse reviewed 21 August 2026 under Open Government Licence v3.0.