In determining for the purposes of this Part whether a person is entitled to occupy a dwelling-house by virtue of an estate or interest, any right to possession of the dwelling-house conferred on a mortgagee of the dwelling-house under or by virtue of his mortgage is to be disregarded.
Subsection (1) applies whether or not the mortgagee is in possession.
Where a person ( "A") is entitled to occupy a dwelling-house by virtue of an estate or interest, a connected person does not by virtue of—
have any larger right against the mortgagee to occupy the dwelling-house than A has by virtue of his estate or interest and of any contract with the mortgagee.
Subsection (3) does not apply, in the case of home rights, if under section 31 those rights are a charge, affecting the mortgagee, on the estate or interest mortgaged.
In this section "connected person", in relation to any person, means that person's spouse, former spouse , civil partner, former civil partner, cohabitant or former cohabitant.