Paragraphs (2) to (5) apply only if the individual is a householder.
Subject to paragraph (4), in calculating the disposable income of the individual—
In calculating the amount of net rent payable, there must be deducted—
Where the amount of net rent paid by the individual is less than the amount of net rent payable, the Director may deduct the lesser amount where the Director considers it is reasonable to do so in the circumstances, having regard to—
Paragraph (4) does not apply where the individual makes an application in respect of a matter described in paragraph 33 (loss of home) of Part 1 of Schedule 1, to the extent that—
If the individual is not a householder, a reasonable amount in respect of the cost of their living accommodation must be deducted.
If no deduction has been made under regulation 25(2), the maximum amount to be deducted under paragraph (2) or (4) or, as the case may be, (6), must be £545.
In this regulation—
“householder”, in relation to domestic premises, means a person who—
(a)owns the dwelling (as a freeholder or leaseholder); or
(b)rents accommodation at that address (as a tenant or sub-tenant); and
“net rent” means—
(a)any monthly rent; and
(b)any monthly instalment (whether of interest or capital) in respect of a debt secured by a mortgage or charge on the property.